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General Insurance

INSURANCES

At Kellands, we are committed to looking at the whole picture for our clients.

You can rely on us to set out the best options available to help protect your home and your finances.

Talk to our team today on 0161 929 8838 and we’ll help plan for whatever lies ahead.

LANDLORD INSURANCE

As there are risks as well as rewards when letting a property, landlord insurance is a necessity. The policies that are available vary widely which is why our independent mortgage service can also help you find the insurance to best meet your needs.

Our team has access to a large selection of landlord policies and we can guide you through the options and help you assess what cover you need.

It is important to remember that standard residential buildings and contents insurance will not cover you or your property.

Landlord insurance will protect your building and contents against fire, storm and flood damage, subsidence, explosions, burst pipes, and theft but it is also important to consider additional cover to make sure your property and livelihood is protected.

Here are examples of some of the types of cover you may wish to consider:

PROPERTY OWNERS’ AND EMPLOYERS’ LIABILITY

This covers investment property owners for any costs that may be incurred should a member of the public seek compensation due to injury or loss in connection with your property.

COST OF ALTERNATIVE ACCOMMODATION

Should your property become uninhabitable and your tenants require alternative housing or accommodation, this insurance can cover your costs.

RENT GUARANTEE

These policies are designed to cover a landlord’s financial losses should a tenant fail to pay their rent.

There are additional options available to help protect landlords and we are happy to discuss your requirements.

Contact our team on 0161 929 8838 today for friendly and impartial advice.

It is your responsibility to ensure you/your property are adequately protected and have sufficient and relevant insurance in place.

If you cancel an insurance contract you will not receive any money back or refund of premiums. They have no cash-in value.