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Many people who live and work overseas still wish to own property in the UK yet ex pat mortgages can be difficult to secure and so it is helpful to seek advice from an independent mortgage advisor.

At Kellands, we have many years of experience advising ex pats and assisting clients to keep a base in the UK.

A buy-to-let mortgage is one option, as ex pats can use the rental income used to pay monthly mortgage payments.

It also means that you could move into the property on your return to the UK or continue to let it with the aim of realising its value at a later stage.

Whatever your reason for buying, Kellands can help guide you through the process, offering an end-to-end service.

Can ex pats get UK mortgages?

It can be difficult to secure a UK mortgage if you are based overseas but our team knows not only how to navigate the market but take the time to understand your needs and individual circumstances.

There are lenders willing to provide ex pat mortgages although the application process is more in-depth and requirements do differ when compared to standard resident mortgages.

We’re here to guide you through the process so whether you’re currently an ex pat or planning to move overseas, we can help you secure an ex pat mortgage that will suit your needs.

Contact our team today on 0161 929 8838.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Buy-to-Let mortgages are not regulated by the Financial Conduct Authority (unless the borrower or immediate family occupies 40% or more of the property). Commercial mortgages are not regulated by the Financial Conduct Authority.